About Kritesh Abhishek 76 Articles
Hi, I am Kritesh. I'm 23, Electrical Engineer, Investor & Blogger. I have a passion for stocks and has spent my last 3 years learning, investing and educating people about stock market investing. And so, I delighted to share my learnings with you on this blog. #HappyInvesting


  1. Hi Kritesh,
    Can you tell me the minimum amount needed to open this 3 in 1 account. The executive told me I would be charged Rs 850. Is there any yearly maintenance charge for this too?

    • Hi Rashmi. My friend recently opened an account in SBI Smart and the Account opening charge was Rs 350. The annual maintenance charge for this was Rs 500. However, the broker may have a different plan. Will advice you can contact SBI for more info at 1800-209-9345. Further, you can find more here: https://www.sbismart.com/contact-us

  2. Whether new IPO application amount is also debited in trading account or from saving account irrespective of lien amount marked for trading account.

    • The amount gets automatically deducted from your saving accounts generally. I haven’t used SBI smart for SIP. You can ask this query to the customer care of SBI Smart. Here is the link.

  3. Hello
    I placed order on through sbi demat for ntpc ltd two shares only in limit and the order book shows it as pending but the amount of 91.00 got deducted is this a kind of charge or brokerage for buying share at t+5 condition

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